Game`s difficulity. Am I missing something??

[loner]

Hello guys,

Ok, I bought the game and played it about 20 hours now. I got to the dwarf underground area (can`t remember how it is called now, Kordan?) and I`m really starting to think whether I missed something BIG, as I just don`t stand a chance now.

I`m playing as warrior, I explored EVERYTHING I could, done all quests I found and was able to do them (some of them are just too hard for me, like the child on cementery, in Marshes). I took all banners I found (and as I said, I explored every mapto 100%, so I must have found most of them, if not all)

My problem? Last three areas (Western + Eastern Islands, Dward underground) are just way too hard for my character and my army.. I just dont have enough army to be able to fight mobs on those maps.. (I was able to fight only small percentage of mobs..) Only chance is just to run through those mobs..

Do I miss something???
I`m lvl 11 now, attack 10 defense 15, leadership 4400...
I`m playing on normal difficulity..

Gold is not a problem, having around 170 000.. Problem is strenght of enemy troops in later areas and size of my army, which is just not enough..

Is there any of you having similar problem? I played all Heroes of might and magic titles, so I would say I`m experienced player in this type of genre (altough King`s Bounty has some differences), but I`m really starting to think I missed something big in this game..