Biggest one is lack of money. If you cannot afford to fly at least once or twice a week when starting out you will take longer. Second is lack of aptitude. The military weeds out week brothers and sisters. There is no such thing when you go for a ppl. I have soloed 16 year olds within 6 or 7 hours and adults with more than 25 hours that never soloed. Most fulltime students make it within 60 hours. In the usa I would expect to pay around 13k at the moment. Save up, find a cfi that fits your schedule, get your written out of the way and do the flight traning in about 6 weeks, weather permitting. This way everything stays fresh and the chance of losing an intructor is minimal. I had 3 different cfi's before I soloed, no fun when starting out. Enjoy!
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