A democratic system allows the citizens to directly or indirectly vote for parties and individuals to join their government. Last thing I heard was, that this is true for the US, too.
That the states are organized in a presidential republic is a different question. But you are correct that many people use the term "democracy" when describing a form of state, which is not always true, as a democracy has many different faces and the democratic republic is only one of them and there are even republics that are not at all democratic.
I'm also very much with you on the buying thing. I maybe old-fashioned, but I like to get something to hold in my hands for my money.
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