I have a Dell 2209WA (22 inch IPS panel) and it also has a 5ms gray to gray response time. It's good enough to play flight sims and i also play team fortress 2 (a first person shooter) with no problems at all. The only way to get ghosting is to start up my head tracking and rapidly move my head from side to side at literally breackneck speeds, ie the limits of the monitor are way above the normal requirements of gameplay.
Try to find out what kind of input lag these monitors have as well, it's another important factor.
In the case that everything else is equal, go for the one you can afford or like best. Don't forget to calculate the increased cost of graphics card upgrades over time though. You'll need quite a beefy one to run the high resolution monitor and even if your current card runs everything ok, in 6-10 months it might have trouble running a newer game on that resolution.
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